It is very likely that you are either trying to decide if you need an
automobile accident attorney OR you are already at your wits end dealing with the insurance company and you are ready to
take the next step. Either way, our experienced team of attorneys can help you understand how to make the most of your legal rights.
If you are not sure if you need a Texas car accident lawyer:
There are several signs to look for that will help you determine whether or not you need an attorney. If you are experiencing any of these signs, chances are you can benefit from the services of Grossman Law Offices.
-If you have a "bad feeling" about anything related to your accident.
Trust your instincts. If you have a bad feeling about anything related to your accident or the claim process afterward chances are that you are right. You don't need a law degree to know when someone is trying to take advantage of you. As soon as you get an indication that things are going to be difficult it would be wise to consider a free consultation with the caring professionals of Grossman Law Offices. We will listen to your story, evaluate the details, and give you an honest appraisal of the situation. Think about it like this... The insurance companies have a vested interest in denying your claim or paying as little money as possible. Their entire business model is based on this concept. When you are dealing with an adjuster you going up against a person who spends all day every day working to deny claims just like yours. As soon as you start to feel overwhelmed, consfused about the details, or in any way have a bad feeling about the situation you should consider our service before it is too late.
-If the other driver was uncooperative after the accident.
If the at fault driver is being difficult or in any way acted aggressive toward you at the accident scene or afterwards, that is a good indication that they will try to be combative during the claim process. Unfortunately, we have heard many horror stories where an innocent person, just like you, has gotten into an accident and the other driver allegedly lies to their insurance company about the events of the accident which can give the insurance adjuster the ammunition they need to deny your claim. Our attorneys can help you by conducting an investigation into the accident that will establish the fault of the other driver in such a way that their insurance company will find very challenging to deny.
-If the insurance company is trying to get you to answer tricky questions in a recorded statement.
Insurance companies often use a ploy whereby they ask you a series of seemingly normal questions in a recorded statement. Don't be fooled. These questions are designed to trick you into admitting that you had fault in the accident or to get you to admit that you were not injured. The insurance adjuster will usually try to use this recording against you at a later date. When you choose Grossman Law Offices to represent you all communication from the insurance company to you must first meet our approval. This will create a scenario where you where you will be insulated from the insurance companies tactics to help you avoid a denied claim.
-If the insurance company has offered you a "payoff".
Whenever a car accident victim suffers a non catastrophic injury such as whiplash, pulled muscles, or other forms of soft tissue damage the insurance company will often employ a tactic whereby they offer the accident victim a small payoff. Usually, this payoff will range from about $100 - $1000 and the adjuster will often make a blanket statement such as "This is all that we are willing to pay based on your injuries". Don't be fooled by this ploy. What you may not realize is that in order to get this money you are required to sign a waiver that states that the insurance company is no longer responsible for your injuries.
There are two major problems with doing this. First, the insurance adjuster is not a doctor. They are certainly not qualified enough to quantify the full extent of your injuries based on the symptoms your describe in a simple telephone call. Second, most soft tissue type injuries do not fully manifest until days, weeks, or even months after the accident. We have heard countless stories where an innocent accident victim, just like you, has been involved in a minor accident where they accepted a payoff from the insurance company and signed away their rights. Months later they find out that they will need surgery or some other expensive medical procedure and they forced to pay out of pocket.
Don't be a victim twice. If the insurance company offers you a payoff, that should serve as a strong indication that they recognize that you are injured and that they are trying to avoid paying out what your case is potentially worth. Our experienced attorneys will help you to maximize the value of your case so that you get a fair settlement based on the full extent of your injuries and not just the pain and suffering you feel within the first week.
-If you can't afford your medical bills or if you do not have health insurance.
In a pefect world everyone would have health insurance that would cover 100% of the cost of their accident related medical expenses. In reality there are millions of Texans without health insurance and those that do have health insurance often find that their health insurance company will refuse to pay for any medical expenses associated with a car accident. It may be in your best interest to consider an an attorney if you do not have health insurance or if your health insurance company will not cover the FULL cost of your accident related medical expenses. Grossman Law Offices will go after the responsible party to seek out full compensation for your medical expenses.
Furthermore, we can arrange for you to get the necessary medical treatment without having to pay a dime out of pocket.
-If the insurance company is not giving what your car is worth or if they are not offering you enough to pay off your car loan.
If the insurance company is not offering you a fair value for your damaged or totaled car, that is a strong indication that they will be very combative regarding compensation for your injuries. Our attorneys will help you to negotiate the value of your property damage while we work to maximize the value of your personal injury case.
-The insurance company is refusing to provide you with a rental car.
This may not seem as obvious as some of the other indicators but this is a classic tell tale sign that you are in for a combative situation. Think about it like this... if the insurance company has accepted fault then they should have no concerns providing you with a rental car and cutting you a check for your property damage. When the adjuster begins to make excuses or delays providing your with a rental car, you should interpret that as a stalling technique. What you don't see is that behind the scenes they are investigating the accident and have some reason to believe that they can refute liability otherwise they would provide you with a rental car on day one.
-If the other driver's insurance company is a NO NAME insurance company.
If you have never heard of the other driver's insurance company, chances are that they are a smaller insurance company. We have heard countless horror stories from our clients who have tried to deal with no name insurance companies as they tend to be less inclined to negotiate.
-If you can't afford to see a doctor.
If you cannot afford to see a doctor after your accident, not only are you risking your health but you are severely limiting the amount of compensation that you may receive. We may be able to get you the healthcare that you need at no out of pocket cost to you. Not only will this help you get the diagnosis and treatment neccesary to preserve your health, it will also help to maximize the value of your case.
-Additional signs that you may need an attorney:
If you need help paying bills
If you had to miss work and did not get paid (lost wages)
If they are trying to repair your car that should be considered totaled
If you would like the help of an auto Accident Lawyer or Car Accident Attorney, feel free to call us anytime. Our Texas Automobile Accident Attorneys are available to talk to you about your case 24 hours a day.